Coverage Highlights - Gallagher Crisis Protect

Bespoke underwriting
 
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1st Party up to $25M Limit of Liability

Policy limit for

Civil Commotion

1st party coverage

Policy limit in respect of damage and /or financial loss / temporary premises / medical services and hospitalisation costs

Sub-limited cover:

  • Additional expenses
  • Death or  disablement
  • Deprivation
  • Extra expense
  • Funeral expenses
Sabotage

1st party coverage

Policy limit in respect of damage and /or financial loss / temporary premises / medical services and hospitalisation costs

Sub-limited cover:

  • Additional expenses
  • Death or  disablement
  • Deprivation
  • Extra expense
  • Funeral expenses
Terrorism

1st party coverage

Policy limit in respect of damage and /or financial loss / temporary premises / medical services and hospitalisation costs

Sub-limited cover:

  • Additional expenses
  • Death or  disablement
  • Demolition, restitution and rebuild
  • Deprivation
  • Extra expense
  • Funeral expenses
Vicious Attack

1st party coverage

Policy limit in respect of damage and /or financial loss / temporary premises / medical services and hospitalisation costs

Sub-limited cover:

  • Additional expenses
  • Death or  disablement
  • Demolition, restitution and rebuild
  • Deprivation
  • Extra expense
  • Funeral expenses
Sub-limited cover for
Assault

1st party coverage

Sub-limited cover:

  • Additional expenses
  • Death or  disablement
  • Deprivation
  • Expenses
  • Extra expense
  • Financial loss costs
  • Funeral expenses
Blackmail

1st party coverage

Sub-limited cover:

  • Additional expenses
  • Expenses
  • Extra expense
  • Financial loss costs
Deprivation

1st party coverage

Financial loss where no damage occurs at the real property and/or property but the policyholder suffers loss(es) as a result of deprivation from each of the following insured event(s):

  • Civil commotion, sabotage, terrorism, threat and vicious attack or a series of connected acts thereto.
  • Assault, detention, hostage crisis and kidnap or a series of connected acts thereto.
Detention

1st party coverage

Sub-limited cover:

  • Additional expenses
  • Deprivation
  • Expenses
  • Extra expense
  • Financial loss costs
Disappearance

1st party coverage

Sub-limited cover:

  • Additional expenses
  • Extra expense
  • Ransom
Emergency Repatriation

1st party coverage

Sub-limited cover:

  • Emergency repatriation & evacuation costs
Employee Dishonesty

1st party coverage

Sub-limited cover:

  • Additional expenses
  • Extra expense
Extortion

1st party coverage

Sub-limited cover:

  • Additional expenses
  • Expenses
  • Extra expense
  • Financial loss costs
  • Ransom
  • Ransom / in transit / delivery
Hijack

1st party coverage

Sub-limited cover:

  • Additional expenses
  • Death or  disablement
  • Expenses
  • Extra expense
  • Financial loss costs
  • Funeral expenses
  • Ransom
  • Ransom / in transit / delivery
Hostage Crisis

1st party coverage

Sub-limited cover:

  • Additional expenses
  • Death or  disablement
  • Deprivation
  • Expenses
  • Extra expense
  • Financial loss costs
  • Funeral expenses
  • Ransom
  • Ransom / in transit / delivery
Kidnap

1st party coverage

Sub-limited cover:

  • Additional expenses
  • Death or  disablement
  • Deprivation
  • Expenses
  • Extra expense
  • Financial loss costs
  • Funeral expenses
  • Ransom
  • Ransom / in transit / delivery
Radicalization

1st party coverage

Sub-limited cover:

  • Additional expenses
  • Extra expense
  • Financial loss costs
Stalking

1st party coverage

Sub-limited cover:

  • Additional expenses
  • Extra expense
  • Financial loss costs
Threat

1st party coverage

Sub-limited cover:

USD 2,500,000

each of the following insured event(s):

  • Civil commotion
  • Sabotage
  • Terrorism
  • Vicious Attack or a series of connected acts thereto.

USD 500,000

each of the following insured event(s):

  • Assault
  • Blackmail
  • Deprivation
  • Detention
  • Employee Dishonesty
  • Extortion
  • Hijack
  • Hostage Crisis
  • Kidnap
  • Radicalization
  • Stalking or a series of connected acts thereto.

3rd Party Cover Sub-Limited

Up to 15% of 1st Party’s limit of liability

Civil Commotion

3rd Party coverage

Judgments, settlements & defense costs

Sabotage

3rd Party coverage

Judgments, settlements & defense costs

Terrorism

3rd Party coverage

Judgments, settlements & defense costs

Vicious Attack

3rd Party coverage

Judgments, settlements & defense costs

$500,000 for the following insured events combined and in the annual aggregate
Assault

3rd Party coverage

Judgments, settlements & defense costs

Blackmail

3rd Party coverage

Judgments, settlements & defense costs

Deprivation

3rd Party coverage

Judgments, settlements & defense costs

Detention

3rd Party coverage

Judgments, settlements & defense costs

Disappearance

3rd Party coverage

Judgments, settlements & defense costs

Emergency Repatriation

3rd Party coverage

Judgments, settlements & defense costs

Employee Dishonesty

3rd Party coverage

Judgments, settlements & defense costs

Extortion

3rd Party coverage

Judgments, settlements & defense costs

Hijack

3rd Party coverage

Judgments, settlements & defense costs

Hostage Crisis

3rd Party coverage

Judgments, settlements & defense costs

Kidnap

3rd Party coverage

Judgments, settlements & defense costs

Radicalization

3rd Party coverage

Judgments, settlements & defense costs

Stalking

3rd Party coverage

Judgments, settlements & defense costs

Threat

3rd Party coverage

Judgments, settlements & defense costs

Consultants Costs

Unlimited response for

Detention

Crisis Consultant costs

Disappearance

Crisis Consultant costs

Extortion

Crisis Consultant costs

Hijack

Crisis Consultant costs

Hostage Crisis

Crisis Consultant costs

Kidnap

Crisis Consultant costs

$1M consultants costs for the following insured events combined and in the annual aggregate
Assault

Crisis Consultant costs

Blackmail

Crisis Consultant costs

Civil Commotion

Crisis Consultant costs

Deprivation

Crisis Consultant costs

Emergency Repatriation

Crisis Consultant costs

Employee Dishonesty

Crisis Consultant costs

Radicalization

Crisis Consultant costs

Sabotage

Crisis Consultant costs

Stalking

Crisis Consultant costs

Terrorism

Crisis Consultant costs

Threat

Crisis Consultant costs

Vicious Attack

Crisis Consultant costs

$25,000 consultant costs for
Cyber Extortion

Consultant costs only

Product Tampering

Consultant costs only

Download the Crisis Guide

Download the Crisis Guide

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