Threat

 

 

Gang members in Phoenix threaten a small business owner and her family with violence after an argument. 

Coverage

1st party coverage

Sub-limited cover for each of the following insured event(s):

  • Assault
  • Blackmail
  • Civil Commotion
  • Deprivation
  • Detention
  • Employee Dishonesty
  • Extortion
  • Hijack
  • Hostage Crisis
  • Kidnap
  • Radicalization
  • Sabotage
  • Stalking
  • Terrorism
  • Vicious attack or a series of connected acts thereto.

 

3rd Party coverage

Judgments, settlements & defense costs

Crisis Consultant costs

Definition

Threat means a threat made specifically against the policyholder (without demanding ransom) by a person or group to commit or attempt to:

  1. kill, injure or abduct any insured person(s);
  2. cause damage or loss(es) of real property and/or property and/or financial loss;
  3. disclose, disseminate or utilize proprietary information, including any personal or private or confidential information on or about the policyholder.
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