Coverage
1st party coverage
Sub-limited cover for each of the following insured event(s):
- Assault
- Blackmail
- Civil Commotion
- Deprivation
- Detention
- Employee Dishonesty
- Extortion
- Hijack
- Hostage Crisis
- Kidnap
- Radicalization
- Sabotage
- Stalking
- Terrorism
- Vicious attack or a series of connected acts thereto.
3rd Party coverage
Judgments, settlements & defense costs
Crisis Consultant costs
Definition
Threat means a threat made specifically against the policyholder (without demanding ransom) by a person or group to commit or attempt to:
- kill, injure or abduct any insured person(s);
- cause damage or loss(es) of real property and/or property and/or financial loss;
- disclose, disseminate or utilize proprietary information, including any personal or private or confidential information on or about the policyholder.