Vicious Attack
Route 91 Harvest Festival (Open Space) On October 1, 2017, at 10:08 p.m., Stephen Craig Paddock, 64, armed with four rifles (and access to 23 additional weapons in his hotel room) began shooting into a crowd of people attending the Route 91 Harvest Festival in Las Vegas, Nevada, from the 32nd floor of an adjacent hotel.
Fifty-eight people were killed (including two law enforcement officers who were attending the concert); 489 people were wounded (many more sustained injuries incidental to the event).
The shooter committed suicide at the scene before law enforcement arrived.
Coverage
1st party coverage
Policy limit in respect of damage and /or financial loss / temporary premises / medical services and hospitalisation costs
Sub-limited cover:
- Additional expenses
- Death or disablement
- Demolition, restitution and rebuild
- Deprivation
- Extra expense
- Funeral expenses
3rd Party coverage
Judgments, settlements & defense costs
Crisis Consultant costs
Definition
Vicious Attack means the use of a vehicle(s) and/or explosive/incendiary device(s) and/or any handheld weapon(s) and/or object(s) intended to cause harm to a person and/or group of persons that results in judgements, settlements, defense costs and/or medical services and hospitalisation costs and/or death and disablement and/or threat thereof and/or damage to real property and/or property of the policyholder and/or financial loss as a consequence thereof including financial loss where no damage occurs at the real property and/or property but the policyholder suffers a loss(es) and/or claim(s) as a result of a vicious attack that leads to deprivation.
