Detention
The Sales Manager of a small Dallas electronics company is traveling to Mexico to meet with clients. He’s detained at a police checkpoint over the Mexico-US border for unknown reasons. He manages to call his office, which then escalates the problem to the Arthur J. Gallagher Crisis Resilience Solution response line. Upon activation of the policy, response consultants could be deployed to the location to ascertain why the employee has been detained, and work in conjunction with local embassy officials to ensure his swift release. This is most likely a case of mistaken identity and the client would subsequently be released. Without the quick intervention of response consultants, the Sales Manager could be held for up to 72 hours.
Coverage
1st party coverage
Sub-limited cover:
- Additional expenses
- Deprivation
- Expenses
- Extra expense
- Financial loss costs
3rd Party coverage
Judgments, settlements & defense costs
Crisis Consultant costs
Definition
Detention means the holding under duress of any insured person(s) for whatever reason, other than kidnap or hijack or hostage crisis, and irrespective of whether such holding under duress is by legal governmental authorities in the place of custody or by other parties.