Coverage Highlights - Gallagher Crisis Protect Mini
Fixed annual premium of $2k1st Party $1M Limit Combined For Damage / Financial Loss
Client can select up to 5 US locations
Civil Commotion
1st party coverage
Policy limit in respect of damage and /or financial loss / temporary premises / medical services and hospitalisation costs Sub-limited cover:
- Additional expenses
- Death or disablement
- Deprivation
- Extra expense
- Funeral expenses
Sabotage
1st party coverage
Policy limit in respect of damage and /or financial loss / temporary premises / medical services and hospitalisation costs Sub-limited cover:
- Additional expenses
- Death or disablement
- Deprivation
- Extra expense
- Funeral expenses
Terrorism
1st party coverage
Policy limit in respect of damage and /or financial loss / temporary premises / medical services and hospitalisation costs Sub-limited cover:
- Additional expenses
- Death or disablement
- Demolition, restitution and rebuild
- Deprivation
- Extra expense
- Funeral expenses
Vicious Attack
1st party coverage
Policy limit in respect of damage and /or financial loss / temporary premises / medical services and hospitalisation costs Sub-limited cover:
- Additional expenses
- Death or disablement
- Demolition, restitution and rebuild
- Deprivation
- Extra expense
- Funeral expenses
Assault
1st party coverage
Sub-limited cover:
- Additional expenses
- Death or disablement
- Deprivation
- Expenses
- Extra expense
- Financial loss costs
- Funeral expenses
Blackmail
1st party coverage
Sub-limited cover:
- Additional expenses
- Expenses
- Extra expense
- Financial loss costs
Deprivation
1st party coverage
Financial loss where no damage occurs at the real property and/or property but the policyholder suffers loss(es) as a result of deprivation from each of the following insured event(s):
- Civil commotion, sabotage, terrorism, threat and vicious attack or a series of connected acts thereto.
- Assault, detention, hostage crisis and kidnap or a series of connected acts thereto.
Detention
1st party coverage
Sub-limited cover:
- Additional expenses
- Deprivation
- Expenses
- Extra expense
- Financial loss costs
Disappearance
1st party coverage
Sub-limited cover:
- Additional expenses
- Extra expense
- Ransom
Emergency Repatriation
1st party coverage
Sub-limited cover:
- Emergency repatriation & evacuation costs
Employee Dishonesty
1st party coverage
Sub-limited cover:
- Additional expenses
- Extra expense
Extortion
1st party coverage
Sub-limited cover:
- Additional expenses
- Expenses
- Extra expense
- Financial loss costs
- Ransom
- Ransom / in transit / delivery
Hijack
1st party coverage
Sub-limited cover:
- Additional expenses
- Death or disablement
- Expenses
- Extra expense
- Financial loss costs
- Funeral expenses
- Ransom
- Ransom / in transit / delivery
Hostage Crisis
1st party coverage
Sub-limited cover:
- Additional expenses
- Death or disablement
- Deprivation
- Expenses
- Extra expense
- Financial loss costs
- Funeral expenses
- Ransom
- Ransom / in transit / delivery
Kidnap
1st party coverage
Sub-limited cover:
- Additional expenses
- Death or disablement
- Deprivation
- Expenses
- Extra expense
- Financial loss costs
- Funeral expenses
- Ransom
- Ransom / in transit / delivery
Radicalization
1st party coverage
Sub-limited cover:
- Additional expenses
- Extra expense
- Financial loss costs
Stalking
1st party coverage
Sub-limited cover:
- Additional expenses
- Extra expense
- Financial loss costs
Threat
1st party coverage
Sub-limited cover:
USD 2,500,000
each of the following insured event(s):
- Civil commotion
- Sabotage
- Terrorism
- Vicious Attack or a series of connected acts thereto.
USD 500,000
each of the following insured event(s):
- Assault
- Blackmail
- Deprivation
- Detention
- Employee Dishonesty
- Extortion
- Hijack
- Hostage Crisis
- Kidnap
- Radicalization
- Stalking or a series of connected acts thereto.
3rd Party Cover Sub-Limited To $100,000
Assault
3rd Party coverage
Judgments, settlements & defense costs
Blackmail
3rd Party coverage
Judgments, settlements & defense costs
Detention
3rd Party coverage
Judgments, settlements & defense costs
Extortion
3rd Party coverage
Judgments, settlements & defense costs
Hijack
3rd Party coverage
Judgments, settlements & defense costs
Hostage Crisis
3rd Party coverage
Judgments, settlements & defense costs
Kidnap
3rd Party coverage
Judgments, settlements & defense costs
Sabotage
3rd Party coverage
Judgments, settlements & defense costs
Terrorism
3rd Party coverage
Judgments, settlements & defense costs
Vicious Attack
3rd Party coverage
Judgments, settlements & defense costs
Consultants Cost Up To $1M
$1M consultant costs in respect of all insured events combined in the annual aggregate